Unsecured Debt Consolidation

Unsecured debt consolidation is a process that involves combining your existing credit card debt and other unsecured debt into one loan. Achieve Security offers debt settlement programs over consolidation for several reasons. One big reason is that while this does often work to reduce the payment, it does not reduce the debt. Settlement reduces the amount of debt you owe to your creditors.

Our debt settlement solution involves contacting your creditors on your behalf to negotiate a settlement that reduces your total balance to a percentage of the original balance. A lower balance allows you to pay off your debt fast. This percentage varies, depending on the individual situation, but reductions of between 40 and 60 percent are not uncommon in our firm.

Another problem with unsecured debt consolidation involves the type of loan used to consolidate the debt. Loans that are tied to your assets, such as a home equity loan, put you at risk for loss in the event you were unable to make your payments. Unsecured credit offers the advantage of negotiation in settlement programs designed for consumer debt relief.

We negotiate with your creditors for settlements that can save you thousands and get you out of debt in months. In addition, we work with you to develop a personalized savings plan. This account is used to pay your creditors when settlement agreements have been reached to help you realize your goal of eliminating debt. Contact us for a free consultation to learn more about our debt settlement solutions.