Reduce Credit Card Debt

Achieve Security can help you reduce credit card debt. It is not uncommon for the average American to be in debt for several thousands in credit cards and other unsecured debt. Each month, interest, penalties and late fees create more debt and the minimum monthly payment is not sufficient to lower the total balance. The result is years of paying minimum payments and thousands wasted on interest and fees.

We offer consumer debt relief assistance through our debt settlement services. Unlike debt consolidation, our service does not combine your bills into one loan, nor do we pay your bills for you. We negotiate directly with your creditors for agreements that allow you to pay off your existing accounts for a percentage of the total balance. The exact percentage varies, depending on the situation, but we have a history of excellent results.

Creditors will often agree to a reduction in the balance on past due accounts. The negotiation process works well for other unsecured debt, including medical bills, old utility bills and unsecured personal loans. We work with our clients to design a plan for negotiation and savings to help them reach their goals to reduce and eliminate debt.

The savings plan is an important part of the process. When we are able to reach agreements with your creditors, most will want a lump sum payment. Paying the settlement is the only way to eliminate the debt and move forward. Your savings plan will provide the funds needed to make these payments. Schedule a free consultation to learn how you can reduce credit card debt, often in months.