Eliminate Credit Card Debt

Achieve Security helps our clients eliminate credit card debt. Millions of American families are in credit card debt, with some owing several thousand dollars. A growing number find they are unable to make the minimum monthly payments and late fees, interest and penalties result in more debt, even as they struggle to make the payments.

This cycle makes it impossible to eliminate credit card debt. For an idea of how long it would take you to pay off your unsecured debt by paying only the minimum each month, use our online calculator. There is an alternative to years of paying high interest and penalties. Our debt settlement program is designed to help you pay off your unsecured debt in months, rather than years.

Debt settlement involves negotiating with your creditors for a reduction in the total balance owed on your accounts. The amount of the reduction varies depending on several factors. However, settlements of up to 40-60 percent are not uncommon. This reduced amount is then paid off in one lump sum, although some will accept several monthly payments.

To ensure you have the funds available to make settlement agreements, we work with you to design a custom savings plan. During your free initial consultation, your Debt Counselor will make recommendations and work with you to design a savings plan that will work to help you reach your goals and fit your budget. We work with you throughout the settlement process and offer encouragement and motivation until you have completed your program.