Debt Settlement Services

Achieve Security offers debt settlement services to people struggling with unsecured debt. The cycle of paying the minimum balance on multiple credit cards is stressful and leads to years of debt. There is a way out with our debt settlement program.. By committing to the program, you are taking an important step toward a debt free life.

Only unsecured debts are able to be included in our debt settlement programs. This includes major credit cards, store credit cards, medical bills and some unsecured personal loans or student loans. Payment on homes and vehicles don’t qualify for the program because the lender will repossess the collateral, rather than settling for less than the full amount due on the loan.

There are two basic components to our debt settlement services. We work with you to find a solution that fits your circumstances and negotiate settlements with your creditors for less than the full balance owed on the account. While the results vary depending upon several factors, settlements of as low as 40 – 60 percent of the full balance are not unusual.

The program won’t work unless you are able to save the money needed to pay off the settlement agreements reached with your creditors. For this reason, your personal savings plan is a crucial component of the program. Our debt settlement company will work with you to design a plan that works for your situation and you must commit to sticking to the plan and saving the money needed. Only when the debt is paid will you be free of the burden.