Debt Settlement Program

Our debt settlement program is an alternative for people who are unable, or will soon be unable to continue making minimum monthly payments on unsecured debt. Paying just the minimum payment each month will result in many years of payments with no relief. Use our calculator for an idea of how long it would take to pay off your current level of debt with only minimum payments.

The requirements for our program include unsecured debt of at least $10,000. In some cases, we can work with lesser amounts, depending on your individual situation. Another requirement is that you must be at least sixty days behind in making your payments. The reason for this requirement is creditors are often unwilling to negotiate on accounts that are paid on time.

The best way to determine how our debt settlement program can help you get out from under debt is to contact us for a free consultation. One of our Debt Consultants will evaluate your situation, offer debt settlement advice and help you establish a savings plan. Saving is a cornerstone of our debt settlement program. You will need to save the funds needed to pay off the reduced balance on your accounts.

Some debt settlement companies wait until you have saved enough money in your account to negotiate with creditors. Achieve Security won’t wait. We will start negotiating with your creditors immediately. Our years of experience have taught us that creditors are often more receptive to earlier contact. We contact them right away to get the best results possible for our clients.