Debt Consolidation Advice

The professional Debt Consultants at Achieve Security can help you with debt settlement and debt consolidation advice. Our debt settlement company has been offering debt relief services since 2004 with outstanding results. It is not uncommon for our clients to settle their debts for between 40 and 60 percent of their total debt. The exact amount of the savings depends on several factors and your unique situation.

We offer debt settlement advice over debt consolidation advice. The reason is settlement is often the better solution for people who are unable to make minimum monthly payments. A consolidation involves combining your debt into one loan with one monthly payment, but the total amount of your debt is not reduced. In a settlement, we negotiate with creditors for a lesser amount to settle the debt.

Not all bills qualify for debt settlement. Only unsecured debt can be included, such as credit cards, old utility bills, medical bills and unsecured personal loans. Mortgages, car loans and personal loans that are secured by collateral can’t be included in the program because the lender will repossess the collateral, rather than accepting a percentage of the value of the loan.

This process is a completely viable alternative for people who are unable to make their minimum monthly payments. In fact, you could handle the negotiations yourself, but many people prefer professional help and advice throughout the program. We offer ongoing support and encouragement to help you stay motivated and on track to reach your goal of debt elimination.