Credit Card Debt Relief Solutions For People Struggling With Unsecured Debt
Achieve Security offers credit card debt debt relief solutions for people struggling
with unsecured debt. Settlement programs offer consumers who are unable to make
their minimum payments with a solution to improve their financial situation through
negotiations with creditors for settlement agreements. We work with our clients
to develop an individualized
debt settlement program.
Only unsecured debt is eligible for our debt relief program. This is debt that is not
secured with collateral, such as a car or a home. Major credit cards, department
store and gas cards qualify for our credit card debt relief program. The reason
secured debt is not eligible is the fact that lenders will repossess the collateral,
rather than negotiating for a settlement.
Credit card debt relief involves negotiating with your creditors to accept a partial
payment on the outstanding balance on the account. The structure of the settlement
for unsecured debt relief varies, depending on the creditor. Many demand a full
lump sum payment for the agreed upon amount, which is less than the full balance
due. Some will accept payments over several months to fulfill the settlement agreement.
The other part of the program is to develop a savings plan that fits your financial
situation. This money is then used to pay off the settlement agreements with your
creditors. To get started in our debt settlement program, contact us for a free
initial consultation. One of our counselors will assess your financial situation
and suggest a solution that will allow you to pay off your debt in significantly
less time than continuing to pay the minimum payment on high balances.