Credit Card Debt Management Program

Credit card debt management is a viable solution for many people with a significant amount of credit card debt. It takes many years to pay off credit card balances by continuing to make only the minimum monthly payments. At Achieve Security, we offer assistance in regaining control of your finances by negotiating with your creditors, so you can pay off your balances in months, rather than years.

The types of bills that can be included in a debt management program are unsecured debt. This is credit cards, medical bills, old utility bills, past vehicle repossessions and unsecured personal loans. Current car loans and home mortgages are not eligible because lenders are not willing to negotiate for less than the full balance owed on the loan.

Our credit card debt management program requires at least $10,000 in credit card debt and other unsecured debt. In some cases, we are able to work with people who have a lower debt level. In addition, you must be unable to make, or will soon be unable to make your minimum monthly payments on your credit cards and other loans. The reason for this requirement is that creditors are only willing to negotiate accounts that are not current.

When you choose our credit card debt management services, you get the benefit of professional Debt Counselors with years of experience in negotiating with creditors for amounts that are often significantly less than the full balance. In addition, we will work with you to develop a custom savings plan, so you can pay off the balance when a settlement agreement is reached.