California Debt settlement Program

California debt consolidation companies work by combining your existing debt into one monthly payment. While this makes bookkeeping easier, it doesn’t really work to reduce your debt or substantially reduce the amount of time it will take to pay it off. Achieve Security offers a debt relief solution that works to lower the balances on your unsecured debt, so you can pay it off in a fraction of the time.

Unlike a California debt consolidation program, we don’t offer a loan or consolidate your bills. We negotiate with your creditors to reach a settlement for a percentage of the total balance on your unsecured debt. This can include major credit cards, department store and gas credit cards, medical bills and other unsecured personal loans.

The amount of the reduction in our debt settlement program varies depending on several factors. We generally experience excellent results, with many clients experiencing reductions of between 40 and 60 percent of the full balance. Contact us for a free initial consultation to learn more about debt settlement and how the program can help you get out of debt.

In addition to negotiation, our clients must commit to a savings program. We work with you to devise a savings plan that will work with your budget with a monthly payment that is often lower than your existing minimum payments. This account is controlled by you and used to pay off your creditors when settlement agreements are reached. We offer support throughout the process to help you stay motivated and reach your goals.